100 TALES OF HOPE

100 Tales of Hope is a compilation of a hundred stories of our customers who were able to create financial independence & stability for themselves with the help of the easy gold loans taken from Muthoot Finance.

Below are few inspiring stories of fulfilled dreams and sustained prosperity!

FLYING COLOURS

a Pawan Kumar of Amritsar has a unique and very colourful business. A business that picks up speed during a certain season in Northern India; when the skies are filled with every hue of colour! Mr. Kumar is a kite maker, one of the best in Amritsar and has spent many years delighting families with his vibrant and flamboyant wares. The problem was that he only catered to a small part of the market, and only for a few months in the year. To succeed he needed to expand his reach at the right time. Getting a loan for such a small business venture was next to impossible. Primarily because it wasn’t a permanent source of income. A small ray of hope remained in the form of a television advertisement Mr. Kumar happened to see about Muthoot Finance Gold Loans. He walked into the nearest branch at Hall Bazaar to find out more. He was surprised to know that it was indeed easy and quick to get a gold loan and immediately applied for one. The loan Mr. Kumar received from Muthoot Finance did wonders for him. By the next kite season, his kites were flying in the skies of Ludhiana and Jalandhar. A few years later they were spotted as far as Himachal Pradesh and Jammu and Kashmir! And it all began with a loan from Muthoot Finance.

GLOWING & PROUD WIFE

b Amar Kumar Bharti from Jharkhand took great joy in making his wife happy. So when his wife expressed an interest in starting a beauty parlour, Mr. Bharti knew he would stop at nothing to see his wife’s dream come true. Not having the right financial resources, he set out to find the loan. The search was long and arduous with no result. Every loan he sought either took a lot of time to get approved or charged interest rates that were just too high to afford. It was at this time that Mr. Bharti came across a poster outside his friend’s house that talked about gold loans from Muthoot Finance. Mr. Bharti walked into a nearby Muthoot Finance office and after understanding how gold loans worked, got his loan approved in no time at all! Mr. Bharti surprised his wife with the loan to start her beauty parlour and today it is doing very well indeed. And Mr. Bharti can’t thank Muthoot Finance enough for helping him set up an additional source of income and more importantly, keeping his wife happy!

UNSTOPPABLE DREAM

c While most people would be content having a lucrative job working at a 5-star hotel in Saudi Arabia, Deepak Ranjan Adhikary wanted something more. He wanted to be his own boss and run a paying guest hostel. Though Mr. Adhikary had a good start at first, his business over the next 4 years slowed down considerably. Determined not to see his dream fade, he set out to find a loan that could pump in new life into his business. As luck would have it, Mr. Adhikary received a phone call from a newly opened Muthoot Finance branch in Kaikhali. Intrigued with the concept of gold loans, Mr. Adhikary visited the branch and was delighted to know that a gold loan was faster and easier to get than other loans. Soon enough Mr. Adhikary had his gold loan to breathe new life into his business. Today Mr. Adhikary’s paying guest hostel is fast becoming a landmark in the small town of Kaikhali. He has revived his dream and it’s all thanks to the timely intervention of Muthoot Finance.

HOUSING DREAMS

dLike any big city, Noida also has its share of floating population. Students, job seekers and more swamp into the city in search of furthering their ambitions. Govind Singh Bhatia is an important man to them since he runs a paying guest accommodation business in the city. But for Mr. Bhatia, providing a roof over his guests’ heads was not enough. He wanted to make them more comfortable by serving affordable home cooked meals, so that his guests would not miss home too much. Such a noble and caring gesture would make anyone appreciate what Mr. Bhatia was trying to do. But it was not enough to impress banks when he went to them for a loan. Well that was until he approached the Muthoot Finance Branch in Noida. Not only did the manager and staff appreciate Mr. Bhatia’s idea, they also wasted no time to ensure he got the loan he needed, to put his plan into effect. Today, the residents of Mr. Bhatia’s Paying Guest accommodation are the happiest in the city. And Mr. Bhatia is proud that he can make them feel comfortable in a new city.

LEARNING HAS NO LIMITS

e Education has always been a high priority for Ritesh Thakur and his family from the small town of Mahatpur. He and his family were involved in a school that they had founded, and were doing quite well. However, after years of running the business, Mr. Thakur decided it was time to grow his school from a Primary School to a Higher Secondary School. To do this, Mr. Thakur set out to find a loan that would be required to expand his infrastructure, hire new teachers and upgrade his facilities. Luckily, Mr. Thakur had heard of Muthoot Finance and its gold loans and decided to visit the branch near his home. The friendly manager at Muthoot Finance was impressed with Mr. Thakur’s plans and wasted no time in granting him a loan to get things started. Today, Mr. Thakur’s school is a well-known CBSE institution that has classes right from LKG up to the 10th grade. Mr. Thakur is thankful to Muthoot Finance for helping him serve his community better.

GIVING BACK TO FAMILY

f No one knows more about the sacrifices parents make for their children than Sonica Sobti. So when her family business needed funding to increase its production capabilities, Mrs. Sobti was ready to help out. Not wanting to be tied down by an institution, she first approached business members of her family itself. But was most disappointed to know that when it came to loans, family bonds were not enough. Even when one relative agreed to help her out, he demanded a high rate of interest and also asked to put up her property as security. Disappointed but not beaten, Mrs. Sobti came across a television commercial that talked about gold loans from Muthoot Finance. Realising she had gold sitting idle in lockers, Mrs. Sobti and her parents walked into the nearest Muthoot Finance Branch to figure out a solution. To their utter delight, the manager and staff at Muthoot Finance were eager to help them out. Within no time at all, Mrs. Sobti managed to avail a loan at a very low interest rate and with surprisingly very little paperwork. Today her parents’ business is flourishing and they are regular visitors at Muthoot Finance, for availing loans and investing in more gold.

INFORMATION HIGHWAY TO GLORY

g Vishal Jindal of Kolkata is a commerce graduate and was enamoured by the IT sector and the promises it held. But rather than joining a big MNC, Mr. Jindal wanted to start something by himself. He could literally see how his IT business solutions company will transform the small town of Kaikhali. But first, he needed a loan that could finance his big vision. The fates were kind to Mr. Jindal, as Muthoot Finance had just opened its new branch in Kaikhali. After a quick visit to the branch and meeting a very understanding and friendly staff, Mr. Jindal was overjoyed to get his loan approved in a matter of minutes. Today Mr. Jindal’s business deals with ATM interiors, computer peripherals and CCTV installations. It is one of the most trusted companies in the town and Mr. Jindal knows it is solely because Muthoot Finance helped him out by giving his business the right push to success.

DREAMING BIGGER

h Jaya Gajawat ran a small boutique for many years and was doing fairly well. Her fashion and design sense was well appreciated by her clientele. However Mrs. Gajawat’s store was a small one and limited the amount of work she could showcase. With encouragement from her own customers, Mrs. Gajawat decided to turn her shop into a big store. Mrs. Gajawat tried to get a loan with regular banks to fund her expansion plans. But then quickly decided against them since that turned out to be quite a lengthy process. Fortunately, she came across a web banner advertisement of Muthoot Finance one day. Determined that gold loans were the answer, Mrs. Gajawat walked into a Muthoot Finance Branch nearby. And hardly 5 minutes later, walked out with the loan she needed to start building her new, bigger and better store! Today, Mrs. Gajawat’s store is doing better than she ever expected. Thanks to the bigger store, more of her work can be showcased and new customers are walking in from all over the city to try her wares. Mrs. Gajawat is thrilled and awed by how even her most ambitious dreams could be realised with just a gentle push from Muthoot Finance.

STICKS AND STONES

i Kalpantieka runs a family owned gemstone business that was going through a bad patch. Getting back on track required more than a smart strategy, it needed funds to breathe a new life into it. To put a spark back into the business Mrs. Kalpantieka began searching for a loan that would suit her needs. And she found the perfect one while browsing the internet – a Muthoot Finance web banner that talked about quick and easy gold loans. It was not long afterwards that Mrs. Kalpantieka walked into a nearby Muthoot Finance branch and met with the manager and staff there. To Mrs. Kalpantieka’s utter astonishment, she got her loan almost immediately. Today Mrs. Kalpantieka’s gemstone business has managed to meet its liquidity on time and has started picking up big orders. All thanks to the timely intervention by Muthoot Finance.

MODEST BEGINNINGS

j In the modest locality of Chamrajpet, situated in the heart of Bangalore, it was a fast-paced life for Jaganath, small-time contractor with the BBMP. Though his business was surviving, resources were hard to come by and it was getting increasingly difficult to sustain his fledgling enterprise. That was when he came across the easy loan facilities that Muthoot Finance provided. It was easy once the decision was made. All he had to do was walk into his neighbourhood Muthoot Finance Branch. Within minutes of explaining his problem, the pleasant staff had a solution for him. He got all the funds he needed in the form of a simple, prompt gold loan. Mr.Jaganath was able to give his workers their wages and procure materials to complete his projects. The loan helped him finance all the extra costs and develop his business as well. He is now a successful contractor, with a flourishing business and a heart full of gratitude to the timely, effective services of Muthoot Finance.

Muthoot Haathi Mera Saathi